Doesn’t it sound like McCain’s plan . . A tax credit to allow individuals to choose the health care plan they want. It may take some time but read. . Obama doesn’t want this he wants an already overburdened and underfunded system to take 47 million more people, in addition to expanding welfare with his redistribution . . Spreading the wealth around. Well, I have your answer right here. I am now in HR, but I worked in many different areas of the Health Insurance and Pharmaceutical industries. THe McCain plan is hard to explain to people who have had Obama’s team twist it up to mae it sound bad. This is how I describe it: Even when I was supporting Hillary, I preferred McCain’s health care plan. This is why: McCain’s health care plan (a tax credit up to $5,000 for health insurance premiums) will actually help lower health insurance costs for everyone. It makes health insurance affordable to everyone immediately as opposed to having to wait for a Universal Health Care system to be created, if it ever is. What happened is that as the economy got tighter and tighter, the young and the healthy stopped buying health insurance, which means that the insurance companies had to pay for the health costs of the sick and the elderly with fewer and fewer people paying insurance premiums. This drove up the costs and as the costs went higher, more of the young and healthy opted OUT of buying health insurance, leaving fewer people paying into the pot, etc. A vicious circle of ever increasing health costs was created. The beauty of McCain’s plan is that it makes the cost of health insurance basically free for anyone with health insurance premiums in the normal range. (Up to $5,000 tax credit for health insurance costs. ) The young and the healthy go back to buying health insurance. This does a few things. It increases the number of people in the pot and spreads the risk to health insurance companies so that it is thin enough that costs GO DOWN. This encourages employers to continue paying part of the premium as it has been doing and it covers the young and healthy so that they are receiving preventive care thus staving off future illnesses and keeping health care costs down even more. About taxing, the Obamacans are not telling it like it is. (Probably because Obama is skewing it to make it look bad. ) IF your employer pays for part of your insurance premium, the amount your employer pays will be considered income and you will pay tax on that amount. So, for example, if you make $50,000 annually and your company pays $2,000 toward your family’s health insurance premium and you paid $3,000 toward your family’s health insurance premium, at the end of the year your W-2 will show $52,000 of income. However, you will be able to write off $5,000 as a tax credit. Plus, by taxing you for the amount your company pays for health insurance, it encourages the employer to keep paying for your health insurance benefits. If they continue to have to pay the taxes on it, they will be less likely to pay for your health insurance premium It really is that simple and it is the truth.

